LivWell's Care Terms' uniqueness lies in blending Life Insurance with a broad range of Wellness Programs. Whereas the Wellness Programs are curated based on age, health patterns, and health requirements, the Term Plans have a plethora of benefits by Aviva!
Here's giving you Aviva's Signature 3D Term Plans:
This term provides life insurance coverage in the form of a lump sum payment
In the event of death of the life insured, the Base Sum Assured shall be payable and the policy will terminate thereafter
Nothing is payable in case the insured survives till the maturity date
This term provides life insurance coverage in the form of lump sum payment along with Regular Monthly Payouts (RMP)
In the event of death of the life insured, Base Sum Assured shall be payable as a lump sum
Nothing is payable in case the insured survives till maturity date
In addition, a regular monthly payout is also payable for 10 years starting from monthly anniversary following the date of death of the life insured. Amount of first 12 Regular Monthly payouts shall be equal to 0.25% of Base Sum Assured. This payout will increase by 8% p.a. compounded yearly, each year on the month following the death anniversary.
This term provides life insurance coverage in the form of a lump sum payment
All future premiums are waived after the claim is paid for Terminal Illness
Nothing is payable in case the insured survives till maturity date
On the happening of the Terminal Illness 50% of the base sum assured or Rs.1 crore whichever is lower amount shall be payable. The remaining amount of the base sum assured shall be payable on death if it happens during the policy term
This term provides life insurance coverage in the form of lump sum payment
In the event of death of the life insured, Base Sum Assured shall be payable and the policy will terminate
In case the life insured survives till maturity date, Total Premiums Paid shall be returned to the policyholder
The Preventive Wellness Packages are now available with our existing Individual health Insurance riders - Aviva New Critical Illness Non-Linked Rider (122B036V02) and Aviva Cancer Cardio Non-Linked Rider (122B037V02) with Aviva Signature 3D Term Plan Base Plan.
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₹20 Lacs to ₹75 Lacs
₹75 Lacs to ₹200 Lacs
or = ₹200 Lacs
subject to minimum
₹5 Lacs maximum of
₹50 Lacs (per life)
subject to minimum
₹5 Lacs maximum of
₹50 Lacs (per life)
Comprehensive financial protection to your family
Waiver of Premiums in case of Critical/Terminal Illness*
*The Waiver of Premiums is applicable for Aviva New Critical Illness Rider and 3D-Accelerated option.Additional Sum Assured on Accidental Death***
***In case Aviva Accidental Casualty Rider is opted at inception.Policy under MWP Act to prevent wrongful claims of Life Insurance monies
Receive up to ₹ 1 Cr/- life coverage on diagnosis of any terminal illness****
****For 3D-Accelerated Plan onlyCustomize your plan from a plethora of options
Payout on the first diagnosis of any critical illness** under the plan
**For Aviva New Critical Illness Rider or Aviva Cancer Cardio Rider opted at inception.Special premium rates for female and non-tobacco users*
*For Sum Assured more than 50.50 LacsGet back all premiums paid till maturity with the Return of Premium option
Non-Pos
| Criteria | 3D Pure Term | 3D Family Plus | 3D Accelerated | 3D Trop |
|---|---|---|---|---|
| Minimum Sum Assured | Rs 50 lacs | Rs 50 lacs | Rs 50.50 lacs | Rs. 50.50 lacs |
| Maximum Sum Assured (Other than POSPs) | No Limit subject to Board Approved Underwriting Policy Base Sum Assured is available in the multiples of Rs.50,000. | |||
| Minimum Annualized Premium | Depends upon the minimum Sum Assured applicable for relevant options | |||
| Maximum Annualized Premium | Depends upon the maximum Sum Assured | |||
| Minimum Entry Age | 18 Years Last Birthday | |||
| Maximum Entry Age | 65 Years Last Birthday | |||
| Minimum Maturity Age | 28 Years Last Birthday | |||
| Maximum Maturity Age | Regular Premium Other than Whole of Life:80 Years | Regular Premium Other than Whole of Life:80 Years | Regular Premium Other than Whole of Life:80 Years | 80 Years |
| Maximum Maturity Age for POSPs is 65 Years, subject to other boundary conditions of the plan. | Limited Premium Other than Whole of Life: 80 Years Limited Premium Whole of Life: 99 Years | Limited Premium Other than Whole of Life: 80 Years | Limited Premium Other than Whole of Life: 80 Years | - - - - |
Maximum Maturity Age for POSPs is 65 Years, subject to other boundary conditions of the plan. Maximum Death Sum Assured for POSPs shall be Rs. 25 lacs (per life) subject to Board Approved Underwriting Policy. | ||||